Bank account payouts work for amounts where Mobile Money limits would be a problem. Add your account once from the dashboard and use it for any future withdrawal.
## What we need
Account holder name (must match the name on your ZeFile profile), bank name, account number, and country. For some banks we also need a SWIFT/BIC code or RIB. Everything is asked on the form — no hidden requirements.
## Verification
The first time you add a bank account, we may ask for a small one-time verification deposit (refunded immediately) to confirm the account is yours. Subsequent withdrawals don't repeat this step.
## Withdrawal timing
Bank transfers typically clear in 1 to 3 business days, depending on the bank and country. The payout fee is usually lower than Mobile Money for larger amounts, but the speed is slower.